This blog is a personal blog written and edited by me. For questions about this blog, please contact  heather at frugalreality dot com.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does not contain any content which might present a conflict of interest.


All information, pictures, graphics etc are protected under Digital Millennium Copyright Acts.  Copying any of the content on this site will result in legal action.


This policy is valid from 3/10/2010 and was last updated 8/19/2011.

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